24hr Car Insurance
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If you are searching for motor insurance and have poor credit, then in the majority of cases this won't have an impact the car insurance premium that they charge you.
Most often motor insurance providers will only focus on you motoring record, for instance, should you have any driving convictions and the number of years that you have not submitted a claim etc.
That is how the motor insurance companies come to your individual fee, by determining it on your driving record.
Your financial history is not of any significance to them if you can make the monthly premium.
The one difference could be that the insurance provider could request that you pay out the premium all up front as opposed to offering you a monthly direct debit choice.
You should be aware that most motor insurers - much like property insurers - perform searches on your financial report. Nonetheless, this is only to hinder fraud and they will do this regularly for everyone who applies. The search will verify your identity. For instance, the insurer can check that you are recorded as residing at the same place that you filed on your car insurance form.
These kinds of searches will not affect your credit rating at any time.
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